Why Do I Need Food Truck Insurance?

Accidents can be devastating regardless of what kind of business you are in, however they might be especially detrimental for your food truck business if you don't have the best insurance. Any accident, damage to property, or injury can halt a food truck business, but insurance for food trucks could protect you in any event and save your business.

Types of Food Truck Insurance

There are several different types of insurance coverage available:

  • This is a basic policy which will cover things like theft, fire, disasters, etc.
  • Property Damage. This coverage can help pay to repair the harm you cause to another vehicle or property.
  • This policy ensures repairs or replacement should you accidentally hit another vehicle or motionless object.
  • If you're at fault for an accident, this will protect you if you are the policyholder.
  • Instead to be stranded in case your vehicle stops working, having towing coverage means you can have help wherever you are.

Additional Policies

There are many additional policies available depending on the thing you need like a business. For example, workers’ compensation covers your workers in case an accident occurs at work. Food contamination policies covers you if you have to temporarily close down due to spoiled food. Finally, service interruption policies could keep your business afloat if you notice a loss of income from the accidents or service interruptions.

There are lots of headaches that can come with being in business. Don't let the lack of insurance be one of them.


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