Even within the highly urbanized modern era, farms remain a crucial part of our economy, as well as the primary means by which the majority of the global population is fed. But farming is really a uniquely hazardous type of work, at the whims of shifting weather, changing seasonal climatic patterns, and abrupt market shifts. Therefore yet others, small farm business insurance coverage is required for any small agricultural operation.
What Does Insurance Cover?
Your specific needs may be unique for your sub-industry – but due to the seasonal unpredictability involved with most farming operations, comprehensive small farm business insurance is essential to maintaining business health with time.
A reputable insurer works with your farm to build up a policy suite adequate for your needs. Whether you have a livestock, vegetable, grain, or other operation, all or any from the following coverage areas might be useful:
- Personal and business property
- Commercial auto and farm equipment
- Workers compensation
- Flood or severe weather damage
Farms are unique: one season can be bountiful, as the next could be immensely challenging. For reassurance, as well as long-term financial security, carrying small farm business insurance that's adequate for your needs, and developed in consultation with an insurance broker, will make all the difference in case your farm falls on hard times.
